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Friday, August 17, 2007

S&P Upgrades New York Life Insurance

NEW YORK -

Standard & Poor's Ratings Services on Thursday raised its credit and financial strength ratings for New York Life Insurance Co. and New York Life Insurance & Annuity Corp.

The credit rating agency said the upgrade reflects the companies' top position in the market for life insurance, high earnings and measured risk management.

S&P raised its counterparty credit and financial strength ratings for both companies to 'AAA' from 'AA+.' Companies rated 'AAA' have the highest levels of reliability and stability. The outlook for the insurance companies is 'stable,' according to S&P.

New York Life Insurance has especially benefitted from a highly productive sales force, which boosted life insurance sales 5 percent in 2006 despite a tough market, according to S&P.

Additionally, S&P notes the company has been successful in international markets such as Mexico and India.

Going forward the credit rating agency expects continued strong earnings from the companies on growth in its U.S. insurance business.

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Do you know there's so many types of furniture?

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This is a great years for me. After all this years of hardworking now I am able to own my own house. I’ve been working hard all this time just to get my dream house. Me and my wife has never been happier since our baby girl came to our life. At first I thought getting the house is the hardest part, yet now I have to faced a new problems already. Its how should I get the perfect furniture for my house?

We all knew that in this matter, woman always want to be in charge for it. They will be the judged in what to buy and where to put it. It’s funny when my wife and my daughter always argue about where to place the furniture. As for me, sigh! to them I am merely the source of money to buy those things. My wife specifically told me she want a pine furniture for the dining room. I have no idea that it's hard to buy furniture for the house, they seem to know all details about it. Even she told me she want an oak furniture for our bedroom. And here I was thinking that there’s only one types of furniture and that is.....…furniture.

Things are different with my daughter. She want her bedroom furniture to be pink in color. I might as well get her rooms decorate in a powerpuff girls theme. That might be fun right?

This week will be a very tiring and busy for me. With all the shopping, let us put aside all the precious time that will be wasted on window shopping. I miss my bed already.

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With the every growing popularity of home insurance it can be seen that more and more banks are offering special packages in not only home insurance but also on others which might attract more clients like rental insurance. This has its own impact on the value of property and mortgage rates. A few years back banks used to market their credit cards the most but now the benefit of clients in the form of tax return has changed the orientation towards insurance.